The Robotics Club raised $5000 to build a robot for a future competition. The club invested part of the money in an account that paid 4% annual interest, and the rest in a government bond that paid 3.5% simple interest per year. After one year, the club had earned a total of $190 in interest. How much was invested at each rate? There are two unknown amounts, and the problem gives two facts that connect them: the amounts add up to $5000, and the interest adds up to $190. Two unknowns and two independent facts are exactly what a linear system needs. Most of the work is not the algebra, which you already know, but turning the words into equations correctly.
A plan for any word problem
- Define the variables precisely, with units: "Let be the number of dollars invested at 4%", not just " = 4%".
- Organize the information, often in a table with one row per item and a column for each quantity.
- Write two equations, one for each fact. Many problems have an amount equation (how many, or how much, in total) and a value equation (what the total is worth or costs).
- Solve with the method that suits the equations: substitution, elimination or graphing.
- Verify the answer against the original words (not only your equations, which could be wrong), and state it in a sentence with units.
Investments and simple interest
Simple interest is interest paid only on the original amount: , where is the principal (the amount invested), is the annual interest rate written as a decimal, and is the time in years. For one year, . Write each percent as a decimal by dividing by 100: and . With dollars at 4% and dollars at 3.5%, the amount equation is and the interest equation is . Clear the decimals by multiplying the interest equation by 1000, then eliminate :
Verify in the words: $3000 at 4% earns dollars, and $2000 at 3.5% earns dollars. The amounts total dollars and the interest totals dollars, matching both facts. The club invested $3000 in the account and $2000 in the bond.
Mixtures, tickets and coins
Mixture problems use the same two-equation pattern. A store wants 30 kg of trail mix worth $9/kg, made from peanuts at $6/kg and cashews at $15/kg. Let be the mass of peanuts and the mass of cashews, in kilograms. The amount equation adds masses; the value equation adds (mass × price) for each ingredient and sets it equal to the value of the whole mix. Ticket sales (number of tickets and total revenue) and jars of coins (number of coins and total value) work exactly the same way.
| Ingredient | Mass (kg) | Price (dollars per kg) | Value (dollars) |
|---|---|---|---|
| Peanuts | 6 | ||
| Cashews | 15 | ||
| Mix | 30 | 9 | |
| Equation |
Rates: travelling with and against a current
A current or a wind helps in one direction and hurts in the other. If a boat moves at km/h in still water and the river's current is km/h, then going downstream (with the current) its speed is , and going upstream (against it) its speed is . Each trip gives an equation from distance = speed × time. For example, if a boat covers 36 km downstream in 2 h, then , so . The same reasoning applies to a plane flying with or against the wind, or to walking on a moving walkway.
